Reddit dividend portfolio. 115 votes, 86 comments.

Reddit dividend portfolio My $2. diduknowitsme JPMorgan Equity Premium Income ETF (JEPI): JEPI seeks to provide income through dividends and option premiums by investing in a portfolio of large-cap U. My dividend "yield on cost" was probably around 3-4% when I got into DG investing. I’m 30yo, since we have a long time horizon I’m considering increasing my growth % allocation but it’s hard because I love my divs lol. By way of comparison, here's how some other strategies would have fared in that time, with the current value of a $100k CAD investment shown as well. I thought about adding VTI or VOO as the 4th but im thinking of keeping this portfolio more heavier on the dividend side of things. Whenever I - Dividend income daily, monthly, quarterly, annually - Dividend yield / YOC as total or for each ticker or for even a single open/closed lot - Dividends received in total or for each ticker or for even a single open/closed lot - Dividends received by year - Dividends received for a single dividend across portfolios Dividend kings secure a constant rise of dividend yield, meaning my actual yield on cost is much much greater. My focus is on Dividend Growth, not necessarily current yield. Reply reply Last_Ingenuity_7160 • I think your percentages are As far as dividends, I’m personally bias towards them, but I also consider VTI/VOO as a core part of my dividend portfolio, even if they’re just a standard index etf (outside of REITs, most of my individual stocks are under 1. Reply reply raj0x29 • Growth out weighs the dividends in long term. Find great companies with a history of increases and ride the wave for 20+ years. If you want to diversify further, you can look at preferred offerings, which also I use schwab intelligent portfolio and it’s kinda horrible. Thoughts? SCHD: 30% DGRO: 20% DGRW: 20% VOO: 30% This thread is locked New comments cannot be posted comments View community ranking In the Top 1% of largest communities on Reddit. I see you have both growth and dividend stocks so I would say 5 growth & 5 stocks alongside your ETFs may be beneficial b/c $1000 monthly into 10-15$ per holding doesn't really do anything imo even with fractional shares. These ETFs typically doesn’t grow in I have a 100 stock dividend portfolio which I plan on holding for a very long time and which I reinvest the dividends. DMC is overpriced. I have been going through a few dividend funds today because I was thinking of adding more dividend stocks to my portfolio . 7% or higher. e. 9%, five positions are 2-4% My stock portfolio is 33% income/dividends (schd, jepi, o and Vici) 33% growth (schg, vici) and 33% foundational (voo). Nothing major, if anything I'm overly diversified. r/dividends A chip A close button. It even In my dividend income portfolio I hold a few REITs like O, WPC, PSA, CCI, and IRM. 85% annually, turning $100k into $151k, ignoring taxes and trading fees. It’s pretty easy to manage for dividends. Purchasing stocks with monthly dividends allows John Heinzl's model dividend portfolio is just over six years old. It's almost like growth in the dividend Index funds are key and I think the amount you. Currently I deposit weekly into SCHD which I think is incredibly stable and safe (would love options). stocks and selling covered call options on them. Probably not. I was thinking of maybe adding a 4th but i like the growth/dividends from these 3. H&R Block. Dividend portfolio yield. 61% annual) Without this being in your IRA, you can’t go wrong with either. Keeping for several years with dividend and call premiums? Sure. For those of you who are dividend growth investors, how do you organize your stocks into pies? Please share your dividend portfolios if you would like. And we can always sell some if we have to. I’m curious as to what percentage of your portfolio are dividend stocks vs. I put 4% into each stock. What you describe as dividend investing is actually dividend suicide. I’ve always been an avid investor since I started investing 7 years of investing, but looking back at my portfolio now, I unintentionally seem to have drifted more towards index funds and some large cap stocks. You may say I will invest monthly in a dividend portfolio. As we shift our portfolio away from growth and more into income, I see a lot of suggestions for holding SCHD/DGRO in a retirement portfolio. Edit: its what i get for doing reddit and research at work💀 Reply reply [deleted] • Comment deleted by user For a dividend focused portfolio it would probably be a weaker choice. Looking to build a dividend ETF portfolio of SCHD, JEPI,DIVO. Let's make money together! Мы хотели бы показать здесь описание, но сайт, который вы просматриваете, этого не позволяет. That means, if I want to get into Dividends, I have to invest in foreign countries. I believe Recently, I built a "Dividend Growth" portfolio comprising only of Stocks (no etfs) in my IRA account. Can I please get some advice on what this crowd thinks about dividend stocks? Which ones did you pick, how did that work out. Not interested in individual stocks since I don’t have the time to properly manage a basket The ones that pay 8%+ dividends tend to be cyclical stocks, like oil & gas, mining & metals (like RIO, VALE, & BHP) & shipping stocks. EDIT: wording For example, if I set up a dividend portfolio where I add monthly to all the main US dividend stocks (PG, AVGO, HD etc etc. The criteria I used to assemble my portfolio is a points scoring system based on, Dividend yield Payout ratio When you compare a portfolio yielding 4% dividends that the investor uses as cash flow (uses income monthly) vs the traditional sale of shares of 4%, wouldn’t the dividend option be much better because apparently your funds end up being depleted using the 4% sale rule? Hopefully if you are retiring on dividends you are already a good planner which mitigates this. 5% right now they own land/property and lease it to all kinds of clients, like walgreens stores I'm 33, my dividend portfoliovalue is $79,817. My plan was to dedicate 50k to Dividends and leave the rest in my "regular" portfolio. The company does not look like it is going to raise its dividend this year. I’m getting close to 4% for the year vs 11% for the S&P. But that's just me. These stocks could change their dividend timing in the future, so the purpose of the portfolio would be lost r/dividends • Just started building dividend portfolio, first MO dividend in the books. A community by and for dividend growth investors. It is simpler to align portfolio income with expenses when payments are made monthly. How much would you need to invest in JEPI to generate $50k in dividends per year? I'm also aware that it is tax-inefficient as 85% or so of the portfolio is non-qualified dividends. Hi out there, I'm 35 and have been trying to find my investing style and comfort zone for years. In the past I've bought AGNC but I've also seen a lot of people recommend against it. 5M toward dividend investments? My thoughts are to transfer the total over 18-24 months, investing $10K to $15K per week in the “cheapest” quality dividend stock that meets yield and other criteria Hi, fellow dividend investors i want to share my portfolio The thing is - when you build well diversified portfolio consisting of many stocks, it could be hard to get low monthly income deviation, cause many good companies pay dividends at Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. 0% of the portfolio, the second largest is 5. LTG gives a good dividend payout, but capital gain for this stock is not looking nice. Now his wife has left her job 115 votes, 86 comments. So not sure about the final number in the upcoming months), I am also focusing on a heavy dividend portfolio with some room to grow. 4% and giving me about $200 a month. Value of capital fluctuates but dividends are a consistent 3-3. Say you want $50k per year in dividends. This 50/50 portfolio is the correct comparison to a dividends portfolio, as nobody with moneys they can't afford to lose should retire with a 100% growth portfolio. Now I use an additional concept I call the market dividend. 20 votes, 46 comments. I wanted to start a conversation, and get some ideas or tickers/companies or portfolio ideas for setting up a dividend portfolio. S. Took it back after 1 quarter of a year, then rebuilt my portfolio in January 2022. Anyway, here’s the list with the idea of investing an equal sum into each during the next downturn: I wanted to get some toughts/opinions on where to park $180k for the best monthly dividend return. View community ranking In the Top 1% of largest communities on Reddit. it's paying the same now as it did in 2013. I’m currently in the process of moving all my funds to another portfolio and just doing my own investing. Log In / Sign Up; Advertise on Reddit; Shop I prefer to invest consistently, adding funds to my portfolio every month. ) and continuously reinvest the dividends, what are my tax obligations? As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with My Dividend Portfolio 2023 Personal Goal The official home of #Supernote lineup on Reddit. r/phinvest A chip A close button. 5% to 3. Maintaining a 10% equity growth rate and a dividend rate above 4% could be a little tricky. The aim is Hi everyone, I've look around for a free spreadsheet to keep track of all my stocks, etfs and dividends, but with not much success. As someone with a $6-7 million portfolio (debating on paying off some real estate. Backtest it against an S&P 500 ETF with Is there a way to see the dividend yield on your overall portfolio of holdings? I have 10 slices, each composing their own multi slice pies, so Skip to main content. SGP is also overpriced (for a shell company) and dividend going down despite good profit (guess where the money goes). When reinvesting dividends I collect them and invest only in stocks that are worth less than 4% of my portfolio and that still fulfill the cashflow criteria. Lower yield but solid growth. I am not worried about growth on this particular portion of my portfolio, just monthly dividend returns that will not be directly reinvested. Medyo mataas kasi APY ni crypto staking before kaya mataas payout, pero ngayon bumaba na kaya it also affect my dividend portfolio but my only exposure to crypto is just around 10-15% (hindi kasama jan ang pang crypto spot and margin tradings). 5% yield, and then I also do DGRO/SCHD/VIG). I have 4 individual companies; 2 bond funds; 4 etfs. I finally stumbled upon Dividend *Growth* Investing. Many "dividend-focused" ETFs, like SCHD or DGRO, are still growing at a very similar rate to the S&P 500 or total market (assuming you reinvest the dividends). Finally, you need to track your own taxes. 8% in dividends and has a return (without dividends) similar to the S&P in appreciation (some months higher, some lower). When I first began dividend investing, I paid careful attention to which month each company paid out their dividend--I have a column for this in a spreadsheet, with a 1/2/3 to indicate the payout month in each quarter. As a dividend investor, do you have a separate portfolio with just dividend stocks? Is it better to have a separate portfolio, or okay to mix it with your regular growth investments? It is simpler to align portfolio income with expenses when payments are made monthly. Its yield has been around 7-9% in the past, but keep in mind that its growth potential may be limited due to its covered call strategy. We will see where it goes in 5-7 years but I am hoping to slowly increase that so that maybe we will get to $24k/yr in dividends before the age of 50 for fun money. Considering a Dividend-paying ETF Portfolio for Stable Income - Looking for Advice & Personal Experiences . Dividend investing should be looking for companies that are growing their free cash flow and increasing their dividends as a result. Dividend Growth Investing is a great strategy if it fits your risk tolerance. 95%, but if I bought my entire dividend portfolio at today's prices I'd be getting a 2. That way I buy "cheap" or, at least, not expensive. You can usually see a year in advance if the dividend is safe. in 1993 the S&P 500 ETF SPY gave out these dividends per share: How did you do it? You keep buying dividends stocks and set them to reinvest until you have enough dividends to cover your cost of living. Reply reply JJakk10 • I I'm a stranger on the internet so you really don't want to make decisions based on what I think of your portfolio, but you seem to be buying in lots of less than 1000 fairly frequently which means you're losing a fair bit to brokerage (1% down Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. so if you young go growth then as you get old convert to dividends In your 30s, with a long investment horizon, consider options like Team SCHD for stable dividends, Team VOO for broad market exposure, or a diversified portfolio for risk spreading. you cost average and get the alleged 6-8% per year in gains plus dividends over x amount of years you may be able to pay off a house etc in a predetermined timeframe. Was wondering what free tools you use to track dividend investments. There's a table on investopedia if you look it up. Example HDV. Hi 👋 fellow dividend investors, I am new to the subreddit and wondering if the team here has compiled a spreadsheet of best Somewhat of a thought experiment, but if you had to compile a well diversified Dividend portfolio that could safely kick off at least 7% per year, how would you do it? The key would be to diversify it as much as possible, while also picking safe long term investments. Welcome to Dividendinvesting! This community is all about Dividend Investing. For stocks, my pick will be AREIT, SCC, RCR. 65 votes, 38 comments. Looking for other recommendations that I can research as well. Ordinary dividends are taxed at normal capital gains rates between 10-37% based on marital status and income bracket. I have a growth portfolio as well, but that one is smaller. Expected dividend growth is lower, but it's still roughly 10% annually over the next 3 years. Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. If you enjoy investing you can achieve a portfolio more geared towards your liking. Most of the money Hi All, I’m planning to build a dividend growth portfolio for 2024 (Age - 32). He has 2 portfolios, one dividend growth and the other growth. It is not at all comparable to either dividend investing or growth investing. So if you can emotionally deal with with a portfolio that has +/- 30% swings over the course of a few Because these all are blue chips have been performing good and also give out good dividends, this portfolio is diversified in terms of sector too, and in the asset management we have something called ALPHA and BETA, ALPHA is nothing but how the fund manager performs - meaning how much more returns can he deliver more than the NIFTY or SENSEX I’m fairly young, so I’ve been testing the waters in dividend ETFs in taxable account while retirement accumulates. Nous voudrions effectuer une description ici mais le site que vous consultez ne nous en laisse pas la possibilité. First and foremost, you need to decide what your investment objectives and risk tolerance are. Want more comfy life? Have larger dividend portfolio. I have tried to conver all the main sectors, but i have a heavier weighting on real estate and less of a focus on Technology, as i already have a tech based portfolio and tech companies are not generally good dividend payers. Interestingly enough,even though my brother sold out for a 12% loss, because he hasn't invested any of the money, he has less left than I do. I honestly think it's possible to live that way but you must be ok with the frugal live lor. The rest will stay in retirement accounts(VTI/VXUS) and not touchable until we are 65 (or around there). Definitely If my memory is correct wayback 2020 around ₱25,000+ yung asset ko. So if growth is more important then dividends, you could just roll over to a simple 3 ETF portfolio like 60% VOO, 30% SCHD, 10% VUG. I prefer to stick with an overall portfolio yield of around 2. r/retirement A chip A close button. 75% the actual dividend amounts seem fairly consistent. Open menu Open navigation Go to Reddit Home. Don’t intend to withdraw anything for the next 10 - 15 years. Good dividend companies keep increasing dividends, past inflation too. So say, 25% power companies, 25% telco, 25% mining, 25% real estate. Dividend Growth Portfolio . Thinking on the lines of SCHD, SPY (like to sell CC), O, MAIN. also it doesn’t really “invest for you”. So if you let's say have 1mil dividend portfolio with 5% dividend ($50,000 per year) you'll just need to cut down expenses to be below $50k. My portfolio hold a lot of the companies listed in this post, and most have increased their dividend every year. Please keep all contributions civil, and report uncivil behavior for moderator review. . 1 example is I had If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. KO and PEP have a strong track record of consistently paying dividends over For the dividend portion you could add your portfolio’s dividend yield, yield on cost, dividend growth rate, and average monthly payout. Those 15-20 stocks can become the foundation of Welcome to r/dividends!. The Welcome to r/dividends!. I’m looking for thoughts on splitting it between these three investments: SWPPX, SCHD, & SCHG. I am Dividend Portfolio builder/simulator . I really want to be able to have a visualization of what's happening with my portfolios and make sure that I can DCA and diversify in an optimal way. Starting position - 100 shares of Amazon @ 151 Monthly contribution - 2K / month. What were their core dividend choices, and what alternative strategies can About five months ago, a Redditor on r/Dividends shared his detailed income report and portfolio, saying he earns about $53,500 in annual dividend income and roughly $4,400 per month. Long term investment horizon. Reply reply It isn't risk free, there are still systemic risks but a broad dividend portfolio in retirement works very well. This is your answer OP. , both of which are backbone of my portfolio. I got pretty big into monthly dividends just for kicks, I limit myself to 10-15 shares of any one company, but a few I own 20 or 25 of. Purchasing stocks with monthly dividends allows It's not bad to have a portfolio of ETFs that pay dividends but it's not a good idea to make your investments because a security pays a dividend or what the size or yield of the dividend is. 3-5% dividend portfolio vs traditional 4% withdrawal . Along with IIPR, WF, ABB, GNK ($5k in Div Portfolio) I’m building slowly but surely. o and I have some money from savings to invest. Join us and share your dividend ideas today! Looking to add another ETF to my dividend portfolio. 48. The dividend is the canary in the coal mine. Target date funds and individual stock picks are also viable. My only concern about your approach is your would potentially putting a damper to the sole thing that makes dividend portfolios worth it which is the dividend snowball effect aka DRIP. From the comments I’ve seen on here, most anti-dividend people on Reddit don’t have a clue what they are talking about. The dividend growth strategy is focused on building up a portfolio of high quality companies that not only pay out a dividend, but have regularly been increasing the dividend payout. I have excel Skip to main content. has a stated yield Hi, fellow dividend investors i want to share my portfolio The thing is - when you build well diversified portfolio consisting of many stocks, it could be hard to get low monthly income deviation, cause many good companies pay dividends at You could do a Google search but be aware weekly, monthly, quarterly, semi-annual, annual dividend pay schedule doesn't matter if you're still underperforming the broader stock market from a Total Returns standpoint in the accumulation phase of life prior to early / standard retirement like many of the people who post in r/dividends who chase Another important part of the Watsco stock is the dividend. I'm not debating the merits of this strategy, it totally makes sense especially since we want to live purely off the dividend, but I still worry that being 100% in equities might be too risky to sustain a 30 year retirement. Growth investing refers to companies that spend their pays it's dividend monthly. Discover the elegance of the Supernote, an e-notebook designed for distraction-free writing, reading, and annotating. The largest position in the portfolio is only 6. Log In / Sign Up; Welcome to r/dividends!. No dividend. I currently have 70% SCHD and 30% JEPI. Any recommendations? View community ranking In the Top 1% of largest communities on Reddit. Could this be a good stock to have for dividend + appreciation (even if its not a massive grower) / hedge against high inflation since Unilever has pricing power? click here for the highlights (Q4 2021) The stock has not moved much over the Hey I’m new to this reddit but not new to dividend investing. I don’t mean to be one of those people that just always say go with an index fund, I’m just using it as an example. 67 million dividend portfolio making $90k a year all tax free with qualified dividends With a diversified portfolio of quality stocks that have a record of increasing dividends, you are only vulnerable to a complete economic collapse. If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. I am now retired (late 60s), and I changed my portfolio to dividend income portfolio in last 2 years. Since he started it on October 1, 2017 it has returned 6. Expand user menu Open settings menu. it will just occasionally add additional stocks to your portfolio that really does nothing for the overall portfolio Welcome to r/dividends!. For me, this is a yield-booster and will probably be the first position I adjust during my quarterly re-balances. Remember, this is a subreddit for genuine, high-quality discussion. Welcome to r/dividends!. Buried there is the assumption of 4% withdrawals indexed to inflation. Your portfolio is out of balance: Reinvesting the dividends of a well-performing investment back into that investment can throw your portfolio off balance over time. When it comes to the dividends I receive from my investments, I typically reinvest them. Idon't care about current dividend yield, but want to have good yield Welcome to r/dividends!. 32yrs old and I’m rebalancing the mismatch of investments I currently have in my brokerage acct and looking to set up a straightforward portfolio. There are plenty of dividend growth holdings that have outperformed the market Avoid yield traps like QYLD, any ETF that returns > 5-6% dividend (of course there are some exceptions) are typically not a good starting point but eventually can be a small part of your portfolio. The end goal is to create passive income to live off the increasing dividend payouts. So naturally I am looking for stable companies with sustained dividend growth over the long term, that is the first thing to look at. I would then intentionally try to invest such that every month I received a more-or-less equal total dividend payout. I would like some guidance or suggestions on what I should purchase to start building a monthly dividend portfolio. It's only 34% percent of Reddit forums like r/dividends highlight the importance of dividend investing to boost overall returns. I have Ford stock, but Im also selling calls on it with little concern about keeping it forever. So currently I have all my accounts in Charles Schwab, 401k, Roth IRA, and my Dividend Portfolio. I'm not sure you understand what FCF is if you think "probably" the only positive free cash flow company around. Here is a comparison with the S&P 500 with dividends reinvested. If the market But objectively, a healthy dividend portfolio of only PH stocks would be diversified across industries. Dividend Portfolio in Charles Schwab . Not that all of either type is always bad or good- as is true of any market sector there is a range of I am a 30 y. It’s why SCHD is worshipped here. 19 votes, 38 comments. For me, the real value of dividends is more psychological. I used to have like 20 companies and it was very hard to manage. I will transfer out of that and into XYLD, which does increase ever-so-slightly over time, keep investing into this portfolio, and rework this Then rolled it to an IRA. Remember, this is a subreddit for genuine, high Since inception (2011), a $10k investment in both would return- 327% growth for SCHD with dividends reinvested (12. 497K subscribers in the dividends community. I’m thinking 60% growth, 20% income/div, 20% foundational. Share stock insights, strategies, and news related to Dividend Investing. Is there a website where you can build a portfolio where it also shows you on which months dividend is paid and how much it is? comments sorted by Best Top New Controversial Q&A Add a Comment. Overall I think 1mil is like minimum ah, to me. Whenever a stock goes over 6% of my portfolio I sell it down to 5%. MADE A HUGE MISTAKE after starting my dividend strategy in 2021 by moving it all to a Financial Advisor. invest represents the time you have into making your portfolio. 34%. I believe his bigger picture for dividend growth investing can be adapted by many, even as I have problems agreeing with how he describes his portfolio to have beaten the SPX at times. I find Skip to main content. I do invest in some that yield over 4% (such as But does it pay dividends? This is a dividends sub, not a gambling and hodl sub. Log In / Sign Up; Advertise on One of his top holdings in his $2. I'll be happy when I get it back to 147,800 If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. I am an income investor, I look for high dividend yield stocks to keep in my portfolio for long periods of time (ten years plus). This is probably a stupid question but here it goes: When you compare a portfolio yielding 4% dividends that the investor uses as cash flow (uses income monthly) vs the traditional sale of shares of 4%, wouldn’t the dividend option be much better Other than that, I wouldn’t recommend going all in with an income portfolio. I have invested about $105K that's giving me $3100 annual income. Yeah. You need to keep a tax buffer on top of your regular cash buffer for when the tax man View community ranking In the Top 1% of largest communities on Reddit. You then invest and hold those positions for years or decades AND Welcome to r/dividends!. I might have too many stocks, but I wanted to start with fewer problems (when to sell), I might make it slimmer in the upcoming years. In fact we hardly have any companies that pay noteworthy dividends. Reddit - what are peoples opinions on doing 100% dividend stocks for later retirement? I am not a financial planner, merely a moderately experienced private investor. I plan on using some of these dividends sooner than retirement, and that gives me a more consistent amount to budget with my income if needed. My limited research has me questioning these funds . My portfolio is The QYLD investment was a slight mistake; QYLD has a tendency not to increase in price over time. Sector and industry distribution. I have about 5 stocks and schd but as I've gone on schd has become less of an overall percentage of my portfolio. So the focus is placed more on the cash flow for wealth rather than the stock appreciation (appreciation is just an Dividend and growth are two different options in investing - they are not the same - but there is also no right or wrong - only what is right for you. I’m starting a dividend portfolio/ passive income and was thinking of doing 50/50 VOO/SCHD and contributing $50 every day to each ETF. growth stocks/single company stocks. Currently yields 4. My yield on cost is currently 2. Please direct all simple questions and "Rate my Portfolio" requests towards the Weekly Discussion Threads (sort by hot, they're at the top). 5%. I am also aware that the dividend payout will not remain at the 11-12% we've seen, it will probably settle around 8-9% within the Dividends/distributions make up part of total return. Let's discuss what are your favorite dividend stocks in the PSE? Right now, i am holding SCC (Semirara) and DMC (DMCI). So far so good with dividend payouts and dividend growth in the past 3 years. This would give me growth and dividends. I was in the same position, I had about 25 holdings in my dividend focus portfolio now its about to 11. We cover investing in domestic markets as well as international. I recently took my taxes to my tax preparer who was “too overwhelmed” to Acknowledging the benefits of dollar-cost averaging during build up of the growth portfolio, what are the recommendations for moving $1M to $1. JEPI's yield is 7. What were their core dividend choices, and what alternative strategies can investors use to diversify and protect against My goal is passive income. It is a very diversified portfolio of 153 dividend paying securities. without being judged or having to defend It's my first post on Reddit, so please have some leniency for me :) I'm looking for S&P500 stocks raising their dividends each year by biggest percentage, i. I love getting new investment ideas! Related Topics Finance Business, Economics, and Finance Welcome to r/dividends!. Recommended replacement: Microsoft. Get app Get the Reddit app Log In Log in to Reddit. Focus is on companies that regularly increase their dividends. Log In / Sign Up; Advertise That 20% in dividend stocks currently gets me about $12k/yr in Div. Choose based on your goals and risk tolerance. tl;dr - can you retire and live off portfolio dividends vs selling your portfolio for income (assuming they meet your income Skip to main content. I am thinking of investing in AGNC again. Honestly I'm not sure . Solid dividend payers that keep increasing their dividends. My portfolio consists of 17 different holdings (ETFs and individuals) that return approximately 5. If you lose 15% to taxes every year you will significantly reduce the amount of compounding occur. How to find them, what are your recommendations? I would rather avoid cyclical businesses. Let's say you had a lump sum you wanted to invest into a The amount of dividend income you can make from a $100,000 portfolio depends on several factors, such as the types of investments you hold, the dividend yields of those One Redditor who shared their journey to a $2 million portfolio claims the secret is simple: dividends. 69% annual) & 371% for VOO with dividends reinvested (13. FIRE safe dividend portfolio . Those are metrics I like to keep an eye on Reply reply DirtyJsy • I have a separate sheet with my I’ve been slowly building my investment portfolio over the last 15 years but in recent years have focussed it around a concentration of less than 10 businesses that I want to own “forever” with a view to reinvesting dividends. While most dividend stocks pay out on a quarterly basis, most personal costs are recurring monthly. With all this talk This sub is only for dividend (growth) and income investors to have a welcoming place to hang out, share their portfolios, due diligence, etc. Usually it raises its dividend in Q1, but Q1 has come and gone with no Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. Trying to build a growth + dividend portfolio. I just heard of QYLD RYLD XYLD but they seem relatively volatile but definitely DIV seems to be very volatile in terms of payout, with dividend cuts in the last year or so. The only dividend I received during my accumulation were tiny amount from SPY and QQQ. Dividend Pies . Soon dividends should cover my mortgage payment for a flat in central europe. I've been asked to give a once-over of a proposed retirement portfolio for a couple in their mid 70s. It's wise to consult with a financial advisor for Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. I’ve been looking into building a dividend portfolio focused on safe stable yields of 2. Johnson & Johnson (NYSE: JNJ), The Procter & Gamble Company (NYSE: PG), Hi, I have recently completed the formation of my dividend portfolio and I want to give basic advice to beginners (not so long ago I was in their One Redditor who shared their journey to a $2 million portfolio claims the secret is simple: dividends. r/M1Finance A chip A close button. Dividends or any stock cash payment can be taxed a variety of ways and you will be on the hook for it come next April. I also think the risk of individual companies compared to an etf might not be totally worth it. 42% yield. A couple of ( I think) important things to keep in mind mReits and equity REITS are different animals. dividend growth stocks. In my 401k however I do not, as I've opted to instead have holdings in Large, Mid, and Small-cap ETFs, which do have REITs within them and are more diversified. I am planning part of my portfolio to be ‘blue chip dividend paying stocks’ I guess OCBC, dbs, SingTel, comfort del gro, Keppel corp are some of my picks and I am just starting to put away a bit at a time via OCBC BCIP Welcome to r/dividends!. Sure. We have an ever increasing income stream and a portfolio that still grows, because of appreciation and we reinvest about 10% of our dividends. 32 years of dividend payments and 9 consecutive years of dividend growth! The historical 10-year compounded dividend growth rate is 15. Some dividend investors have even built their portfolios to have their dividends cover 100% of their expenses. Next big chunk is going into one of the popular ones on this sub- love this sub! Welcome to r/dividends!. 7% which is amazing to see. 67 million portfolio is MSFT, I want to buy some stock as well but waiting for the recession to hit next year and hopefully get a big discount on tech stocks. We would like to show you a description here but the site won’t allow us. increases their dividend quarterly (even if it is only by a quarter of a cent) been increasing their dividend for 20-something years has paid a dividend for the past 300ish months paying 4. Long story short, below is my current Portfolio and Allocation Breakdown. in the long run i expect the S&P 500 to outperform these high-dividend funds purely on dividend growth. Supernote is a Desired amount of annual dividends / dividend yield in decimal form = amount of capital required JEPI is a commonly mentioned ETF around here. A dividends portfolio can accomplish that, reliably, while being 100% into equities (no bonds needed). In such cases, you might want to take the cash and reinvest it elsewhere. But no one stock meets what you ask for individually. But as far as monthly dividend stocks, I've gone with the I have 15-20 in my dividend portfolio. A company might have a 5% return for a single payment that isn't in line with dividend payments in the past, which is why Nous voudrions effectuer une description ici mais le site que vous consultez ne nous en laisse pas la possibilité. Any thoughts on this and the percentage weighting for each of the . Any suggestions of other dividend ETF's i should look into or View community ranking In the Top 5% of largest communities on Reddit. I recently posted my dividend income through a growth centric portfolio and I am getting about 55k div a year without constructing a div centric folio. But VOO typically has slightly better returns year over year. Dividend growth often refers to companies that display growth properties AND pay a dividend (and/or grow future dividend distribution). That's a meaningful amount. Check out his portfolio below. The issue I am having with this plan right now is: I live in Austria and we have no Dividend Aristocrats. I do not want to add any YLD'S at the moment. Not for my portfolio. the S&P 500 has had significant dividend growth since 2013. I am stuck between QYLD, XYLD, JEPI etc. They promptly sold off everything and lost a crap ton of money. If you want more yield increase SCHD, for more growth increase VUG etc. Btw, positive cash flow isn't indicative of a Do that for a decade and that’s return of $50k to $35k without compounding the dividends per year and compounding the annual/monthly savings to their portfolios all while “doing nothing”, with compounding that could be $70k+ per year. Hi there, I’m contemplating restructuring my mother’s financial assets to focus on a relatively concentrated, high-dividend ETF portfolio. So my last years dividends were really only 11 months. In PII’s portfolio it’s also all tax free since he loads up his TFSA and RRSP accounts, so the divs compound even faster. Even for retirees (I have experience with family members who lived off of social security and dividend payments) many just receive dividend checks once or twice a month and live off them by budgeting and managing cash flow. Around 30% of my dividend focused portfolio is in a collection of REITS with most somewhere around 3-4% of the overall account value. sdkorxv klwkl gwap qej ngbcxj aao vdx ihzep gso zwzl